Hey Everyone!

I am a member of Dave Ramsey's MyTotalMoneyMakeover.com. MyTMMO is an online community where you can interact with others who are working on their total money makeover everyday!

You can also learn how to budget each month plus get an extra dose of motivation listening to The Dave Ramsey Show commercial-free!

If you use the link below you can sign up for a free 30-day membership!

http://www.mytotalmoneymakeover.com/friend


Merry Christmas!

Labels: Dave Ramsey, Deals, Free

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I just wanted to let everyone know that I've updated our free budget spreadsheet. Besides a couple small errors that were fixed, we've also added a "Pro-Rata" form. This form makes it easy to calculate how much to pay each creditor when minimum payments cannot be made.

Download your free budget spreadsheet today!

Labels: Budget, Financial How-To, Free, Spreadsheet

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