15 Signs You Need To Be On A Budget
This was originally 15 signs that you need credit counseling from Bankrate.com, but why put a band aid on a bigger problem?
With proper personal budget training, you could get rid of these 15 negative activities:
*Your credit card balances are rising while your income is decreasing.
*You are only making the minimum payments on your cards, if that.
*You are juggling bills.
*You have more credit cards than your wallet can hold.
*You are at the limit on each of your credit cards.
*You consistently charge more each month than you make in payments.
*You are working overtime to keep up with your credit card payments.
*You do not know how much you owe and really do not want to find out.
*You have received calls or letters about delinquent bill payments.
*You are using your credit card to buy necessities like food or gasoline.
*You use credit cards because you have no cash.
*You are dipping into savings or your IRA to pay your monthly bills.
*You are hiding the true cost of your purchases from your spouse.
*You are applying for every credit card that sends you an unsolicited offer.
*You do not have a secure job or have an inconsistent income.
Labels: Budget, Credit Cards
Posted By: Joe on Saturday, June 28, 2008
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1 Comments:
I think the majority of people fall into a few of those. Even if you don't, it's good to be on a budget to keep from falling into one of them.
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