Take a look at this map. It shows the scope of the foreclosure problem today. This is just Denver, CO and covers the years 2006 and 2007.

Lenders foreclosed on about 7,700 homes in Denver last year and officials expect 11,000 this year. Among the neighborhoods hardest hit was this corner of the Green Valley Ranch subdivision. Click on the regional map if you really want to see the scope of the problem.

Labels: foreclosure, housing market

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Posted By: Joe on Tuesday, May 13, 2008
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Posted By: Jim on Monday, May 12, 2008
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Do you have certain expenses that wreak havoc on your budget?
Here are a few:

1) Gas - even with driving to work only, it takes its toll on the budget.
2) Eating out - Those dinners add up and so do the drinks and appetizers.
3) Utilities - If you are not on a level payment plan with your local utility company, it could keep your budget predictable.
4) Gifts - Do you buy gifts for everyone you know for the weakest celebrations?
5) Compulsive buying - EBay and Amazon buyers beware, just because an item is at a great price, doesn't mean you have to buy it.

What are your budget busters?

Labels: Amazon, Budget, Ebay

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Posted By: Joe on Monday, May 12, 2008
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Posted By: Jim on Saturday, May 10, 2008
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This has got to be one of the sleaziest attempts to get you to open a credit card offer I have ever heard.

Don't be surprised if you receive a windowed envelope that looks like a IRS document with the year in bold in the corner, enticing you to open it up.

Then inside is a plastic card with my your on it with a VISA looking set of numbers and a sticker on the card that says "Protect against unauthorized use, activate your platinum account today. 1800-839-6176" in yellow. The card does not have a magnetic strip on the back.

Complements of Five Point Capital out of San Diego. Well, add it to the junk mail tank.

Labels: Credit Cards

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Posted By: Joe on Saturday, May 10, 2008
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Guess who is expecting?

We have just learned that the Duggar family, as featured on the Discovery Channel, is expecting their 18th child around New Year's Day.

The fast-growing family lives in Tontitown in Arkansas in a 7,000-square-foot home. All the children whose names start with the letter J,are home-schooled. The Duggars feed their entire brood for less than $2,000 per month. Every Duggar child learns to play both violin and piano. And best of all, the Duggars are debt free.

Labels: Budget, Debt Free, Duggar

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Posted By: Joe on Friday, May 09, 2008
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Posted By: Jim on Friday, May 09, 2008
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